Unlike Employers, it is not a legal requirement for a Nanny to have Public Liability Insurance. However, we do recommend that any Nanny placed by us have it in place for the duration of their employment.
It is amazing how many people we speak to who are uninsured and have never thought about it. In this day and age, it is something we believe you should seriously consider. We also discuss this with Clients and suggest that they request their Nanny is insured as well as ensuring they have a policy in place as this is a legal requirement.
We spoke to Morton Michel and they provided us with the following information about their service.
Morton Michel Nanny Insurance
Morton Michel is a specialist insurance broker and we have been trusted by early years professionals for over 57 years to provide insurance, risk management and service solutions
tailored specifically for the childcare and education sectors.
Why is insurance important for nannies?
Children face (and create) small risks every day! It’s important that nannies are insured,
so that if anything does happen, they can feel protected.
Our Nanny policy provides cover for a range of everyday scenarios, including injury to a
child by a nanny during activities such as a trip to the park or playing at home and
accidental damage to parent’s property.
Also, if you would like to register for the voluntary part of the Ofsted Childcare register
then public liability insurance is mandatory.
Morton Michel’s dedicated team of experts are trained to understand the challenges you
face every day and we want to assist you with your insurance requirements with our
specialist nanny policy.
Nanny Cover Includes:
• Standard cover starting at £64 per year
• Public Liability Insurance
• Professional Indemnity Insurance
• Legal Expenses Insurance
• Third Party Property Cover
• Helplines - advice on legal problems, tax-related issues and counselling support
available 24 hours a day, 7 days a week
• Free access to a wide range of market-leading retail discounts for you and your
• Optional covers such as Personal Accident, Business Equipment and Personal
Possessions are available at an additional cost.
Please note: limits and exclusions apply. More details are available on the Morton Michel
Morton Michel’s Nanny policy is part of the Home Childcare range of products which can
also provide insurance for maternity nurses, doulas, babysitters, childminders exempt
from compulsory registration and tutors. In addition to this, Morton Michel is now able to
cater for childcarers performing a number of different roles, for example, a nanny who is
also a maternity nurse.
Additional Benefits for Nannies
All Morton Michel Nanny policyholders are automatically entered into the
ChildCare Club* a hub of amazing additional benefits. These include FREE
online training from award-winning flick learning, discounted days out to the UK's top attractions, offers on holidays at Haven, free arts and crafts downloads plus much more!
*Morton Michel ChildCare Club benefits, including flick learning, do not form part of the FCA regulated products. These are provided as an additional service.